CFP®, CERTIFIED FINANCIAL PLANNER™, and are certification marks owned by the Certified Financial Planner Board of Standards, Inc.  These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.

* ETF investments and mutual funds are available through low-cost brokerage accounts, set up in your name.  Prospectuses contain more complete information, including Risks, Charges, Expenses & Investment Objectives.  Read them carefully before investing.  ETF's are available in some accounts and/or retirement plans.  Past performance is not an indication of future performance, nor a guarantee of future results.  Asset Allocation cannot assure a profit, nor protect against a loss.  Foreign investing involves additional risks including currency fluctuations and political uncertainty.  This is not an offer or solicitation in any jurisdiction where we are not authorized to do business.  This website was arranged and prepared "in-house". We like helping people who appreciate our services and relatively lower fees.

Disclaimer: DIAL is listed with the State of Pennsylvania as a Registered Investment Advisor.  Steve Clott is an Investment Adviser Representative of DIAL, and is it's managing member.  DIAL will not solicit or accept business in any state in which it is not properly registered or otherwise qualified to conduct business by virtue of a state “de minimus” exemption.  This website does not provide investment advice, nor does it constitute an offer to provide investment advice, to any individual or entity in any state or other jurisdiction.  This website is for informational purposes only and does not constitute a complete description of our investment services or performance. This website does not constitute a solicitation or an offer to purchase or sell securities or investment advisory services except, where applicable, in states where we are registered or where an exemption or exclusion from such registration exists.  Client suitability must first be reviewed and determined.  All investments mentioned herein contain varying levels of risk, and may not be suitable for every investor.  Nothing on this website should be interpreted to state or imply that past results are an indication of future performance.

Links to other websites are not an endorsement of the referred web site, its sponsor, or any of the policies, activities, products, or services offered on the site or by any advertiser on the site. Thank you for your interest in this DIAL Website!

Securities and Advisory Services: offered through Dedicated Investment Advisers, LLC, (DIAL).  Tax Preparation is provided by Steve Clott, CPA. DIAL's current disclosure statement as set forth on Part II of Form ADV explains more fully the firm's personnel backgrounds, fees, and general information.

"Advisor" can be spelled 2 ways - Congress chose "Adviser" in 1940.